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Denistone Financial Services Blog

Archives for March 2016

Why should you bother buying a home?

March 30, 2016 by Julie

When you’ve been renting ever since you left home, it’s easy to get stuck in the mentality that it’s all you need to do. Sure, moving from place to place easily has its benefits, but have you thought about how close you might be to being able to work with a home loan instead? Think about… [Read More]

What does your credit score mean for your home loan?

March 27, 2016 by Julie

When a lender looks at your home loan application, they are weighing up a number of different things. Your income, for one; where you’re thinking of buying the home, as well; your source of employment; and your credit history. Wait – hold the phone. My credit history? That’s right, when a lender assesses your suitability… [Read More]

Understanding your home loan

March 25, 2016 by Julie

If you’re on the hunt for home loans, you’ll be sorting through information, comparing rates and conditions offered by different lenders. There’s no doubt that you’ll be swimming in a sea of terms and jargons that can be easy to gloss over without really absorbing. A December 7 release by research firm McCrindle shows that… [Read More]

Is it time to consider refinancing?

March 23, 2016 by Julie

Refinancing can be a big step to make, and one that a lot of people shy away from due to fears of making their debt worse. But done properly, with the help of local mortgage brokers, taking out a second mortgage on your home can free up equity, ease the monthly repayments and consolidate any other… [Read More]

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