If you think loans are only useful for buying a home, you might be missing out on some golden financial opportunities. Home loans are just one end of a spectrum that’s much, much wider. Have you ever considered the wide range of things you could do with a personal loan? Perhaps you’ve always wanted to… [Read More]

There’s a thing or two to think about when locking in a home loan. One of the first should be whether you go for a fixed, floating or variable interest rate. These terms refer to three different types of interest on your mortgage, each of which will affect your monthly repayments in varying ways. It… [Read More]

A good way of getting on the property ladder at a more affordable price is to invest in a fixer-upper and spend some time (and money!) renovating the property. You wouldn’t be the only buyers in Australia with this idea; a 2015 survey from realestate.com.au revealed that nearly one-quarter of people intending to buy a… [Read More]

Times are changing, and the idea of having a salaried job for life is becoming less appealing to many people, particularly younger generations. The most recent World Bank statistics show 10.4 per cent of Australians said they were self-employed in 2013, but this figure may be just the tip of the iceberg. A study from… [Read More]