Debt consolidation is the process of consolidating all your existing debt into a single loan rather than pay them off as multiple loans each with their rates of interest. On a surface level, it might make things easier to manage as you only have a single loan to keep track of repayments for. However, it… [Read More]

Bridging loans are loans used to buy a new home when you haven’t yet sold your existing home. Sometimes it is helpful to purchase a new home before you’ve sold your old one. In which case, you need a bridging loan to allow you to do so when you can’t yet use the equity from… [Read More]

When you buy a home whether it is classified as owner-occupied or investment depends on your intentions behind buying the property. If you are planning to sell the property for a profit on what you originally bought it for or rent it out, then it would be an investment property. If you were planning to… [Read More]