How redraw and offset accounts can save you money Offset accounts and redraw facilities work in similar ways. They both allow you to reduce the balance of your home loan and the interest charged, by applying extra money to your debt. Redraw facilities allow you to deposit spare income into your home loan account, allowing… [Read More]

Buy now pay later means you pay by installments over time, instead of paying the full amount upfront. Find out how buy now pay later works and what you need to know before you sign up. How buy now pay later works When you use a buy now pay later service, you can buy a… [Read More]

As a homeowner with a mortgage, chances are you have heard of the term ‘refinancing’. Refinancing involves reviewing your current mortgage and potentially swapping your loan to another lender. This can better meet your current needs, wants and circumstances. Refinancing can also allow you to consolidate your debts or pay down your mortgage quicker. Another… [Read More]

Urgent maintenance is an unavoidable aspect of being a landlord, so having a cash buffer set aside will help you deal with any unexpected problems. When renting out an investment property, having access to extra cash is vital for two reasons: To cover the costs of maintaining the property, giving it the best chance of… [Read More]