What happens when your fixed rate term ends Fixed rate terms last for a set period of time that is prearranged between you and your lender. Fixed rate periods last between one and five years. When your fixed rate term ends, your loan will usually revert automatically to the standard variable interest rate unless you… [Read More]
Advantages of using a Mortgage Broker
Advantages of using a Mortgage Broker With so many options available to consumers, it can be difficult to know where to start, with many buyers going straight to their regular bank for convenience. However, having assistance from a mortgage broker can make the home-buying process much more simple. Mortgage brokers act as an intermediary between… [Read More]
What is a credit enquiry?
If you make an application for credit, it can be listed on your credit report as a ‘credit enquiry’. A credit enquiry may include: the date type of credit you have applied for (a personal loan, credit card, mortgage or phone contract) whether you are a sole or joint borrower (including acting as a guarantor… [Read More]
Opportunities anew in Spring selling season
Are you looking to buy property again, or know someone who is? Spring selling season is here, and experts say there are a number of benefits in a buyer’s market. In case you’re not aware, Spring is the busiest time for the real estate industry. Vendors take advantage of the pleasant weather to invite buyers… [Read More]
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