For those of us with Mortgages, it is always important to remember circumstances in our lives change (eg: having a baby or switching jobs) that may affect our ability to meet repayments or mean we can pay more off our debt. Borrowers who wanted to lower their loan repayments for a set period of time… [Read More]
Have you considered Property Share?
If you’re struggling to save a sizeable deposit or you want to buy a house that’s out of your price range, an option might be to purchase a property with a friend or relative. Buying a place with someone else has a number of benefits. It means you might be able to get into the… [Read More]
Why Borrowers Use Brokers
The top reason borrowers choose to use mortgage brokers when selecting a home loan is to save time and energy, according to survey results released this week (December 2012). A recent National Consumer Sentiment survey found that 65% of consumers plan to use a mortgage broker in the future, with the top three reasons being:… [Read More]
Pre-Approval, What Does It Mean and How Does It Benefit You?
A Pre-Approval means you can submit your loan application to a lender BEFORE you find your property to gain an ‘Approval in Principal’ subject to finding a suitable property. How Does It Benefit You? Knowing exactly how much lenders will allow you borrow. Know what you can offer when you find a suitable property. May… [Read More]
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