Not all buyers come to their local mortgage broker for an ordinary home loan. Some come looking for an investment home loan. Without a doubt, many of them will have the capital gains tax (CGT) on their mind. First of all, what are capital gains? The term ‘capital gains’ simply refers to any positive return… [Read More]
3 reasons Millennials are well suited to property
When it comes to financial matters like finding the right loan, Millennials tend to be the whipping boys of the media, being labelled with many unfair stereotypes. We, on the other hand, think that Millennials are actually ideally suited to purchasing property for a number of reasons. Here’s why. 1. They’re already thinking about retirement Generation Y… [Read More]
An excess: Looking at interest in the early 90s
Locking in a favourable interest rate is one of the most important parts of finding the right home loan. Lower interest rates mean that you can lock in a series of monthly payments that are more in line with your financial situation, which is particularly useful if you’re working on a tight budget. As has… [Read More]
Tips on deciding whether to refinance your mortgage
Times change. It’s important to know what jewels to keep from the past, and what can benefit from a little spit-and-shine. Home loans are exactly the same way. Maybe you got your mortgage six months ago. Maybe it was five years ago. Either way, it’s always good to keep in mind that you do have… [Read More]
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